Attention homeowners: Real estate appraisal services for in Memphis and Shelby County

Here are the top seven reasons TN homeowners use C Howard Davis Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a TN property tax assessment
  3. To lower their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Shelby county or TN

Need help deciding the price of your home in or near Memphis, TN?
Contact C Howard Davis Appraisals.

At C Howard Davis Appraisals, we understand the individual needs of a customer seeking appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at C Howard Davis Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. C Howard Davis Appraisals is experts in helping consumers just like you dismiss unneeded PMI insurance.

Challenge Shelby county's assessment of your property

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from C Howard Davis Appraisals is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. C Howard Davis Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.